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Terms of use

MMHVAULT is a personal finance tracking and planning tool. It is not a bank, broker, payment processor, exchange or licensed financial adviser.

Your responsibility

You are responsible for the accuracy of the information you enter and for independently verifying financial decisions. Market prices and exchange rates may be delayed or unavailable.

Account security

Keep your authentication account secure. Never share verification codes with another person and never enter unrelated banking or crypto credentials into MMHVAULT.

Local AI

The local AI assistant is intended to help interpret and explain information. Exact personal finance calculations remain the responsibility of MMHVAULT's deterministic application logic.

Availability

The service may change, experience outages or depend on third-party infrastructure such as GitHub Pages, Supabase and public market-data providers.